TDIU stands for total disability based on individual unemployability. The VA uses the term “Individual Unemployability,” or simply IU, but many people add-on the “TD” to emphasize that you are getting full compensation as if you have a 100% rating.
In order to qualify for TDIU or VA IU benefits:
-You must be a veteran
-You must have service-connected disabilities
-You must not have been discharged dishonorably
-You must have at least one service-connected disability rated at least at 60%, OR two or more service-connected disabilities with at least one disability ratable at 40 percent or more with a combined rating of 70 percent or more.
-You must be unable to maintain substantially gainful employment as a result of service-connected disabilities (marginal employment, such as odd jobs, is not considered substantial gainful employment for VA purposes).
